Fuel your business expansion with property-backed financing. Access substantial capital at competitive rates to drive growth, manage cash flow, and seize opportunities.
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Leverage your property assets to unlock growth capital with favorable terms
✔ Suitable for entrepreneurs, SMEs, MSMEs, and property owners.
✔ Your eligible amount increases based on property type (residential / commercial / industrial).
✔ Helps you manage heavy-capital requirements without disturbing existing cash flow.
✔ Ideal for expansion, machinery purchase, new branches, and large inventory stocking.
✔ Higher sanction limits allow better negotiation with vendors and business partners.
✔ Get more value with top-up options without reapplying for a fresh loan.
✔ Attractive interest slabs designed to reduce long-term repayment burden.
✔ Lower rates ensure more savings and improved cash-flow stability.
✔ Property-backed security brings down the risk factor, giving you exclusive rates.
✔ Ideal for refinancing high-interest business loans to reduce EMI pressure.
✔ Transparent pricing without hidden charges or unnecessary add-ons.
✔ Benefit from better interest rates based on strong credit score & property valuation.
✔ Choose repayment schedules that suit seasonal or fluctuating business cycles.
✔ Interest-only (moratorium) periods available for specific business scenarios.
✔ Allows smooth financial planning for long-term growth and stability.
✔ EMI choices include reducing-balance and fixed-rate repayment structures.
✔ Dedicated relationship managers assist throughout the application process.
✔ Minimal documentation helps you avoid long paperwork delays.
✔ Quick disbursal ensures you don't miss time-sensitive business opportunities.
✔ Hassle-free coordination with legal, technical, and banking teams for smooth processing.
Multiple ways to deploy capital for business growth
Open new branches, enter new markets, or scale operations
Acquire machinery, technology, or infrastructure assets
Manage inventory, payroll, and day-to-day operations
Consolidate high-interest loans into single manageable EMI
Buy commercial property or expand existing facilities
Expand workforce and invest in employee development
Simple requirements for business owners seeking property-backed financing
Business should be profit-making for at least last 2 years
CIBIL score of 700+ for business and all promoters/directors
Clear title property (residential/commercial/industrial) for collateral
Proprietorship, Partnership, Private Limited, or LLP registered in India
Keep these documents ready for quick loan processing
No hidden fees. No surprises. Complete transparency in all our charges and terms.
Get Detailed Quote| Parameter | Details |
|---|---|
| Interest Rate | Up to 18.00% p.a. |
| Processing Fee | Up to 2% of loan amount |
| Loan Amount | ₹25 Lakhs to ₹5 Crores |
| Tenure | 1 to 3 years |
| LTV Ratio | Up to 50% of property value |
| Prepayment Charges | As per the agreed loan terms |
Get answers to common queries about Secured Business Loans
You can get a secured business loan ranging from ₹25 Lakhs to ₹5 Crores, depending on your business turnover, profitability, and property value (up to 50% LTV).
We accept residential, commercial, and industrial properties as collateral. The property must have a clear title and should be free from any legal disputes.
Yes, a CIBIL score of 700+ is generally required for the business entity and all promoters/directors to qualify for the best interest rates.
Once all documents are submitted and property valuation is complete, loan disbursement typically takes 7 to 10 working days.
Yes, you can foreclose the loan after 6 months. For floating rate loans, there are usually zero foreclosure charges after a lock-in period.
Get the capital you need to take your business to the next level
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