PROPERTY-BACKED FINANCING

Loan Against Property

Unlock the value of your property with flexible financing solutions. Get high value loans at competitive interest rates with minimal documentation.

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₹25 Lakhs

Max Loan

24%

ROI

7 Years

Flexible Tenure

KEY ADVANTAGES

Why Choose Our Loan Against Property?

Leverage your property to unlock substantial funding for your business or personal needs

High Loan Value

Get up to 50% of your property's market value as loan amount, enabling you to access substantial funds for major investments.

No hidden Charges

Our services follow a zero-hidden-charge policy, offering complete clarity and transparency in pricing.

Extended Tenure

Choose repayment tenure up to 7 years, giving you flexibility to manage your EMI according to your financial capacity.

Quick Approval

Fast processing with digital documentation support. Get your loan approved and disbursed within 72 hours of approval.

Minimal Documentation

Simple paperwork with easy online application process. No complex procedures or hidden charges involved.

Property Remains Yours

Continue using your property while availing the loan. Only the property documents are held as security with the lender.

ELIGIBILITY

Who Can Apply?

Check our simple eligibility criteria for Loan Against Property

Age Criteria

Applicant should be between 21 to 56 years of age

Income Requirement

Minimum monthly income of ₹30,000 for salaried or ₹70,000 turnover for self-employed

Property Type

Residential, commercial, or industrial property with clear title

Credit Score

Minimum CIBIL score of 650 or above preferred

Approval Rate

98%

REQUIREMENTS

Documents Required

Keep these documents ready for smooth and quick processing

Identity Proof

PAN Card (mandatory), Aadhaar Card, Passport or Voter ID, Driving License

Address Proof

Latest Utility Bills, Aadhaar Card, Passport or Voter ID, Driving License

Income Proof

Last 3 months salary slips, Last 2 years ITR, Bank statements (6 months), Form 16 or Audited Financials

Property Papers

Sale Deed / Title Deed, Property Tax Receipts, Approved Building Plan, NOC from Society (if applicable)

SIMPLE STEPS

Application Process

Get your loan in 4 simple steps

Submit Application

Fill out our application form with your basic details and property information

Property Evaluation

Our experts will conduct a thorough valuation of your property

Verification & Approval

Quick document verification and loan approval within 48-72 hours

Loan Disbursal

Funds transferred directly to your bank account post approval

FAQ

Frequently Asked Questions

Find answers to common questions about Loan Against Property

You can avail up to 50% of your property's market value as loan. The maximum loan amount can go up to ₹25 Lakhs depending on the property valuation and your repayment capacity.

Yes, you retain full ownership and usage rights of your property. Only the property documents are held by the lender as collateral security, which are returned upon full loan repayment.

We accept residential properties (self-occupied or rented), commercial properties (offices, shops), and industrial properties with clear and marketable title. The property must be free from any legal disputes.

Once all required documents are submitted and property evaluation is completed, the loan approval typically takes 48-72 hours. Disbursal happens within 2-3 working days after approval.

For fixed rate loans, minimal prepayment charges may apply as per loan agreement terms. Please check with our loan advisor for specific details.

A minimum CIBIL score of 650 is preferred for loan approval. However, we evaluate applications holistically considering your income stability, property value, and overall financial profile.