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care@realtouchfinance.com +91 78100 24623 Khivraj Complex I , Nandanam, Chennai - 600035
PERSONAL FINANCING SOLUTIONS

Personal Loan

Quick, flexible, and hassle-free personal loans designed to meet your financial needs. Get instant approval with competitive interest rates.

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5 Lakhs

Max Loan

24%

ROI

3 yrs

Flexible Tenure

WHY CHOOSE US

Why Choose Our Personal Loan?

Flexible financing solutions tailored to your needs

Instant Approval

Get your loan approved within 24 hours with minimal documentation and quick verification process.

Low Interest Rates

Enjoy competitive interest rates starting from 24% p.a. with flexible repayment options.

Minimal Documentation

Simple paperwork with easy online application. No hidden charges or processing fees.

Flexible Loan Amount

Borrow anywhere from ₹ 30,000 to ₹ 5,00,000 based on your eligibility and requirements.

Flexible Tenure

Choose repayment tenure from 1 year to 3 years that suits your financial planning.

Customer Care Support

Dedicated customer support team available round the clock to assist you at every step.

ELIGIBILITY

Eligibility Criteria

Check if you meet our simple eligibility requirements to apply for a personal loan

  • Age: 21 to 50 years
  • Employment: Salaried or Self-Employed
  • Minimum Income: ₹25,000 per month
  • Credit Score: 650 or above
  • Work Experience: Minimum 2 years
  • Resident of India with valid address proof
Eligibility
Documents

Required Documents

Keep these documents ready for quick processing

Identity Proof

Aadhaar Card, PAN Card, Passport, or Voter ID

Address Proof

Utility bills, Aadhaar Card, Passport, or Voter ID

Income Proof

Salary Slips (last 3 months) or ITR (last 2 years)

Bank Statements

Last 6 months bank account statements

Photographs

Recent passport-size photographs (2-3 copies)

Application Form

Duly filled and signed loan application form

FAQ

Frequently Asked Question

Find answers to common questions about our personal loan services.

You can apply for a personal loan ranging from ₹ 15,00,000, depending on your eligibility and repayment capacity.

Our personal loan interest rates start from 24% per annum and may vary based on your credit profile, loan amount, and tenure.

We offer flexible loan tenures ranging from 12 months to 36 months (1 to 3 years), allowing you to choose a repayment period that suits your financial situation.

You will need to submit identity proof (Aadhaar, PAN), address proof, income proof (salary slips, bank statements), and recent photographs. Self-employed individuals may need additional business documents.

Once you submit all required documents, loan approval typically takes 24-48 hours. After approval, the loan amount is disbursed within 1-2 working days.

Yes, you can prepay your personal loan partially or in full. Prepayment charges may apply as per the loan agreement terms.

While we consider applications from various credit profiles, a credit score of 650 or above significantly improves your chances of approval and may help you secure better interest rates.

Yes, a nominal processing fee of up to 3% of the loan amount is applicable. This fee is deducted from the loan amount at the time of disbursement.